top of page
3D logo.png

Mortgage. Protection. Expert.                                                               Home.          Menu.

cookies page.png

Privacy policy.

Kingsbridge Mortgage Limited

Our contact details.
Name: Kingsbridge Mortgage Advice Limited
Address: Trym Lodge 1 Henbury Road Westbury on Trym BS9 3HQ.
Phone Number: 0117 959 6446
E-mail: info@kingsbridgemortgages.co.uk
 
Endemeo limited. 23 Gerddi’r Birallu, Coity, Bridgend. CF35 6FR. mark@kingsbridgemortgages.co.uk.
02922362514. mtelevantos.com. endemontgage.com.

Update: 05.04.2026

The type of personal information we collect
We currently collect and process the following information:

  • Personal identifiers, contacts and characteristics (for example, name and contact details);

  • Financial information (for the purpose of combating fraud and money laundering);

  • Health and medical information (for the purpose of providing insurance advice);

  • Property information (for the purpose of mortgage underwriting);

  • Credit reference information;

  • See our privacy and cookies policy for details of information collected by our website.

How we get the personal information and why we have it
Most of the personal information we process is provided to us directly by you for one of the following reasons:

  • Mortgage advice, assessment/qualification and underwriting;

  • Insurance advice, assessment/qualification and underwriting.

This information is collected on a ‘contractual’ basis to assist us with providing you with a mortgage and protection advice service.
In order to validate your identity and/or residential address, we may carry out what is known as an Enquiry Search with a credit reference agency. This will leave what is often referred to as a “soft footprint” on your credit file. This is not visible to lenders and does not impact your credit score.
We also receive personal information indirectly, from the following sources in the following scenarios:

  • Lenders – Will provide us with the necessary information to assist in providing advice, establishment of a lending product or the ongoing servicing of our customers;

  • Insurers – Will provide us with necessary information to assist in providing advice, establishment of an insurance product or the ongoing servicing of our customers.

We use the information that you have given us in order to provide you with mortgage and/or insurance advice.
We may share this information with:

  • Lenders (the specific lenders approached will be disclosed to you during the advice process);

  • Insurance companies (the specific insurers approached will be disclosed to you during the advice process);

  • The Financial Conduct Authority (regulatory purposes);

  • The Information Commissioner’s Office (law enforcement);

  • National Crime Agency (Law enforcement)

  • Other law enforcement bodies (law enforcement);

  • Customer Relationship Management and Product Sourcing Systems (day to day processing of your data).

Under the General Data Protection Regulation (GDPR), the lawful bases we rely on for processing this information are:

  • We have a contractual obligation;

  • We have a legal obligation;

  • We have a legitimate interest.

How we store your personal information

Your information is securely stored in electronic format using our customer relationship management system.

Additionally, we also make use of market leading product sourcing technology.

We keep the above personal information for as long as is necessary to fulfil our regulatory and legal responsibilities. This means that we will retain your information for as long as you are legally able to file a complaint or as long as we have a legal obligation to do so under Anti-Money Laundering legislation. We will then dispose your information by permanently deleting from our files.

Your data protection rights

Under data protection law, you have certain rights; including:

  • Your right of access – You have the right to ask us for copies of your personal information.

  • Your right to rectification – You have the right to ask us to rectify personal information you think is inaccurate. You also have the right to ask us to complete information you think is incomplete.

  • Your right to erasure – You have the right to ask us to erase your personal information in certain circumstances.

  • Your right to restriction of processing – You have the right to ask us to restrict the processing of your personal information in certain circumstances.

  • Your right to object to processing – You have the right to object to the processing of your personal information in certain circumstances.

  • Your right to data portability – You have the right to ask that we transfer the personal information you gave us to another organisation, or to you, in certain circumstances.

You are not required to pay any charge for exercising your rights. If you make a request, we have one month to respond to you.

Please contact us at: dpo@therightmortgage.co.uk if you wish to make a request.

How to complain

You can complain to the Information Commissioner’s Office [ICO] if you are unhappy with how we have used your data.

The ICO’s address:

Information Commissioner’s Office

Wycliffe House

Water Lane

Wilmslow

Cheshire

SK9 5AF

 

Helpline number: 0303 123 1113

ICO website: www.ico.org.uk

Cookies policy.

What Cookies we use

We use the following types of cookies:

Essential: Necessary cookies help make a website usable by enabling basic functions like page navigation and access to secure areas of the website. The website cannot function properly without these cookies.

Performance: Performance cookies help owners understand how the website is used by visitors. This information can then be used to improve the way the website works.

Preference: Preference cookies enable a website to remember information that changes the way the website behaves or looks, like your preferred language or the region that you are in.

Statistics: Statistic cookies help website owners to understand how visitors interact with websites by collecting and reporting information anonymously.

 

Marketing: Marketing cookies are used to track visitors across websites. The intention is to display ads that are relevant and engaging for the individual user and thereby more valuable for publishers and third-party advertisers.

Personal information from cookies

A cookie does not allow us to obtain information of a personal nature that could be used to identify you, such as your name or address. We will only be aware of such information if you provide the information to us or you have set the preferences in your browser to provide this information automatically.

Why we use Cookie

Cookies are small text files, which often include a unique identifier that is sent by a web server to your computer, mobile phone or any other internet enabled device (“device”) when you visit a website. Cookies are widely used in order to make websites work efficiently and help provide us with business and marketing information to enable us to make informed decisions on the development of our websites.

The cookies that are set to enable us to improve and personalise our advertising on other websites. They enable us to know when our advertising is working and allow us to offer you additional products and services via ads on other third-party websites. Introducer and/or Partner tracking cookies allow us to see if our customers have come to our site through one of our partner sites so that we can then credit them and apply any discounts upon purchase where applicable.

How to withdraw your consent to control and or delete Cookies

Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you access our site.

It is possible to remove cookies or block them from recording this information. You also have the option of blocking third party cookies only. This option is generally found within the ‘Options’ menu then ‘Privacy’ section of your particular browser. Each browser is slightly different and constantly updating. However, if you select this setting you may be unable to access certain parts of our site.

For more information consult the ‘Help’ menu of your browser. The links below provide information on how to manage cookies on popular browsers:

1.     Google Chrome

2.     Microsoft Edge

3.     Mozilla Firefox

4.     Microsoft Internet Explorer

5.     Opera

6.     Apple Safari

To find information relating to other browsers, visit the browser developer’s website.

We also use social media buttons and/or plugins on this site that allow you to connect with your social network in various ways. For these to work the following social media sites including Facebook, Twitter, YouTube and LinkedIn will set cookies through our site which may be used to enhance your profile on their site or contribute to the data they hold for various purposes outlined in their respective privacy policies.

In addition, should you see targeted ads on third party websites and wish to be excluded from this targeting you may disable them by clicking on the ‘Ad Choices’ section of the ad and setting your preferences there.

This information has been provided to show our commitment to legislation regarding cookie awareness so that you can understand what cookies we use and why we use them. This ensures transparency in the data collected on you.

Further information on cookies can be found at:

1.      https://ico.org.uk/for-organisations/guide-to-pecr/guidance-on-the-use-of-cookies-and-similar-technologies/

2.     http://www.allaboutcookies.org

Please feel free to reach out to us if you would like more information about the services and products or when you need any advice. 
We're here to help and are happy to guide you through your Mortgage and Protection journey.

Contact 

Feedback
 
Your home may be repossessed if you do not keep up repayments on your mortgage. Your Mortgage and Protection advice is free, however, there will be a fee for complex mortgage applications. The actual amount you pay will depend upon your circumstances. The fee can be up to 1%, but a typical fee is 0.3% of the amount borrowed.
 
Endemeo is a trading style of Kingsbridge Mortgage Advice Limited, an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered Address: Cornerstone House Midland Way, Thornbury, Bristol, BS35 2BS. Registered in England & Wales. 12841963.

bottom of page